Unsecured and remote-first loan advisory.
We help individuals, professionals and small businesses secure the right unsecured or collateral-free financing without stepping into a branch. Our loan advisory is fully remote: eligibility screening, document collection, CMA / projected financials, lender matching and application follow-up are handled online. We specialise in personal loans, professional degree-based loans for doctors, CAs, lawyers, architects and consultants, unsecured business loans, CGTMSE-backed collateral-free loans for micro and small enterprises, and unsecured cash credit / overdraft (CC/OD) for businesses with healthy turnover. We do not handle project finance or machinery loans that require site visits and asset valuations.
Capacity disclosure: Loan advisory is limited to documentation support, eligibility review and lender liaison. Sanction, interest rate, terms and disbursement are decided solely by the lender — we do not guarantee any outcome, amount or timeline.
Not every loan needs a branch visit. We specialise in remote, unsecured and collateral-free loans for individuals, professionals and small businesses — personal loans, professional loans for doctors, CAs, lawyers and consultants, unsecured business loans, CGTMSE-backed MSME loans, and unsecured cash credit / overdraft (CC/OD).
Everything happens online: eligibility screening, document collection, CA-certified financials, lender matching and application tracking. We do not handle project finance or machinery loans that require site visits and asset valuations, so our process stays fast and paperwork-light.
What we handle
From personal household ledgers to large-business MIS — pick what fits and we'll tailor the engagement.
For salaried and self-employed individuals — fully online.
Individuals looking to consolidate debt, fund medical / travel / education expenses, or manage a personal cash-flow need.
Degree-based funding for practising professionals.
Doctors, CAs, CSs, lawyers, architects, consultants and other qualified professionals who need unsecured capital.
Capital for MSMEs without collateral.
Proprietorships, partnerships, LLPs and Pvt Ltd companies with 2+ years of operating history and stable turnover.
Government-backed collateral-free credit for MSMEs.
Micro and small enterprises eligible under the Credit Guarantee Fund Trust for Micro and Small Enterprises scheme.
Revolving cash-flow line without fixed security.
Businesses with consistent cash flows needing an overdraft or cash-credit limit for day-to-day operations.
Why us
Scope
Who this is for
Engagement
We review your income, turnover and credit profile and shortlist 2-3 lenders whose published eligibility criteria you most closely meet.
KYC, ITR, GST returns, bank statements and business proofs collected digitally via a secure link.
We prepare projected financials, CMA data or a business plan as required by the lender.
Your application is compiled and submitted with the right annexures to avoid back-and-forth.
We coordinate with the lender on queries and documentation. Sanction, terms and disbursement are decided solely by the lender.
Why A Beriwal & Co
ICAI-registered. Partner-led on every file. 100% remote delivery with bank-grade confidentiality — founded in Surat, serving every Indian city.
5,000+
Returns and filings completed
15+
Years of partner experience
11
Indian cities actively served
100%
Remote, cloud-based delivery
Yes. We collect KYC, income proof and bank statements digitally, run an eligibility check, and submit applications to banks / NBFCs online. Disbursement is credited directly to your account.
CGTMSE is a Government-backed credit guarantee that lets micro and small enterprises get collateral-free loans. Eligibility depends on business vintage, turnover, credit history and promoter profile.
Yes. We help businesses with clean banking and GST history apply for unsecured or clean cash credit / overdraft limits from partner banks and NBFCs.
Typically: 2-3 years ITR, GST returns, bank statements, KYC, business proof and a projected financial / CMA. We prepare and certify everything required.
Indicative lender turnaround for personal / professional loan applications is typically 2-7 working days, and 7-21 working days for unsecured business and CGTMSE applications, subject entirely to lender discretion, internal credit policy and complete documentation. We do not control or guarantee sanction outcomes or timelines.
Talk to a partner today. We respond within one working day.
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